At Coastline Bridge Lending, we move fast — but only when you’re ready. This investor qualification guide outlines the minimum borrower requirements, the types of deals we can fund, and the necessary documentation to streamline the approval process. Whether you’re flipping your first property or expanding a multi-state portfolio, here’s how to qualify with confidence.
To ensure a smooth approval process, here’s a quick checklist of what we generally look for in borrowers:
We focus more on the asset and deal structure than credit scores—but responsible repayment ability still matters.
We provide hard money and private loan options to a wide range of real estate investors, including:
Whether you’re investing in residential, multi-family, or commercial real estate, we can provide flexible options designed to move fast and close with certainty.
Not sure if your deal qualifies?
To keep the process quick and efficient, have the following documents ready when submitting your loan request:
When applying for a hard money or private loan, the initial checklist is just the beginning. Lenders also consider several underlying factors to determine whether your deal is fundable—and at what terms. These elements may not always be dealbreakers, but they do play a critical role in shaping your approval odds and interest rate.
Ultimately, private lenders are focused on asset-backed lending—not perfect credit scores. The stronger your property, plan, and paperwork, the smoother your approval process.
At Coastline Bridge Lending, we’re here to make funding your next flip simple, fast, and profitable. With our investor-focused approach, competitive terms, and reputation as one of the private money lenders in Orange County, you’ll have the confidence and capital to move forward.