At Coastline Bridge Lending, we specialize in hard money loans in San Diego and surrounding areas — helping real estate investors, property owners, and business professionals access quick capital when conventional financing falls short. Whether you’re purchasing an investment property, renovating a home, or need a bridge loan to cover a time-sensitive transaction, we offer fast, reliable funding with flexible terms.
We fund loans from $50,000 to $500,000, with decisions based on the equity in your property — not your credit score, tax returns, or income statements. That means faster approvals, quicker closings, and a smoother path to funding.
As a direct private money lender, we cut out the middlemen. Our team knows San Diego’s market inside and out, allowing us to fund deals that others simply can’t.
Here’s what sets us apart:
From Pacific Beach to Chula Vista, our borrowers trust us to deliver fast, tailored solutions that support their investment strategies.
Many real estate professionals choose private lending over traditional bank loans because it’s designed for speed, flexibility, and real-world deal flow.
Here’s why:
San Diego’s hot real estate market doesn’t wait for bank approvals — and neither should you.
We fund a wide range of property types and use cases. Here’s what we specialize in:
Asset-based loans for time-sensitive deals and property-backed funding
Solutions for unique borrower profiles or legal complexities
Interim financing for quick property acquisitions or transitions
Short-term capital for distressed property renovation and resale
Flexible funding from $50K–$500K, tailored to your project needs
Equity-based loans for long-term buy-and-hold investors
All loan programs are available throughout San Diego County, including San Diego, Chula Vista, La Jolla, Escondido, and nearby cities.
Our loan amounts, interest rates, and terms are based on asset strength and project potential. Here’s what we consider:
We customize every deal — there are no cookie-cutter loans.
Our clients often face high-stakes, fast-moving situations. Here are a few examples where our hard money loans in San Diego made the difference:
Each scenario demonstrates our ability to move fast, fund creatively, and tailor financing to your strategy.
We proudly serve all of San Diego County, including:
No matter where your property is located, we’re here to fund your opportunity.
For real estate investors in San Diego, the structure of a loan can be just as critical as the funding amount. Whether you’re acquiring a fix & flip property in La Jolla or investing in a commercial space in Chula Vista, understanding how your financing is structured helps you plan ahead, minimize risk, and maximize your return on investment.
We specialize in term loans, bridge loan financing, and short-term private lending solutions tailored to both residential and commercial real estate. Our private money approach is ideal for San Diego investors who need speed, flexibility, and a lender who understands the nuances of Southern California’s competitive housing market.
Traditional lenders in California often come with slow underwriting, rigid guidelines, and delayed closings. At Coastline Bridge Lending, we eliminate the bottlenecks by focusing on property value, exit strategy, and deal viability — not red tape. Our lending process is built to support serious investors in one of the nation’s most dynamic real estate markets.
Don’t let bank delays or rigid loan structures hold you back. Coastline Bridge Lending provides the fast, flexible capital San Diego investors need to close with confidence. Whether you’re flipping a house in La Mesa, buying a commercial property in Chula Vista, or need a bridge loan in Mission Valley — we’re here to help you move fast and fund smart.